Sandeep Pawar Broker
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Frequently asked questions

Straight answers about working with me, buying, selling and getting started. Each answer links to the full guide if you want more detail.

Sandeep Pawar on a call by his office window

The short answer: I am Sandeep Pawar, a Broker with RE/MAX Gold Realty Inc., Brokerage in Brampton. I represent buyers, sellers and investors across the GTA in English, Hindi, Punjabi, Urdu, Kannada and Telugu, and I coordinate the lawyer, mortgage agent and home inspector for you. The quickest way to start is a call: 647-569-9991.

Last reviewed 27 October 2026. General information, not legal or mortgage advice.

About Sandeep Pawar

Who is Sandeep Pawar?

Sandeep Pawar is a Broker with RE/MAX Gold Realty Inc., Brokerage, based in Brampton. He holds the RENE, SRS, ABR and SRES designations, trained in computer engineering, and has more than 16 years of sales experience. He represents buyers, sellers and investors across the GTA in six languages. More about Sandeep.

What areas does Sandeep Pawar cover?

Mainly Brampton, Mississauga and Caledon, plus Toronto, Oakville, Georgetown, Bolton and Vaughan. He has also represented clients further afield, including Orangeville and London, and works across Hamilton, Kitchener and Cambridge. See the Brampton, Mississauga, Caledon and Toronto pages.

What languages does he work in?

English, Hindi, Punjabi, Urdu, Kannada and Telugu. Service in your language.

How is he rated?

Ranked #1 in Brampton, 2025 (Rate-My-Agent, based on verified client reviews); #19 in Canada, Rate-My-Agent Top 100 Agents 2025; and #13 in Canada, RankMyAgent 2025. He has 230+ client reviews across four platforms (Oct 2026): 89 on Rate-My-Agent, where he is rated 5.0, 92 on RankMyAgent, 34 on Google and 21 on TrustAnalytica. Read the reviews.

Buying

How much deposit do I need in Ontario?

There is no fixed legal amount. The deposit is negotiated as part of the offer and is separate from your down payment. It is usually due within 24 hours of acceptance and held in trust by the listing brokerage until closing. Sandeep reviews the deposit amount and timing with buyers before any offer goes in. Offers, deposits and conditions.

How much down payment do I need?

At least 5% of the first $500,000, 10% of the portion between $500,000 and $1.5 million, and 20% for homes of $1.5 million or more. With less than 20% down, you also pay mortgage loan insurance. Lenders can ask for more.

Should I get pre-approved before looking?

Yes. A genuine pre-approval, not a rough pre-qualification, tells you your real budget and makes your offer credible. A pre-approval is still not a final approval: the lender has to approve the specific home too. Sandeep can connect you with a mortgage agent.

What conditions should I include in an offer?

Common conditions are financing, a home inspection and, for condominiums, the lawyer’s review of the status certificate. Which ones you keep depends on the property and how competitive the situation is. Sandeep, an ABR-designated Broker, advises on each before the offer is written. Inspections and due diligence.

What closing costs should I budget for?

Land transfer tax is the largest: on a $900,000 home it is $14,475 in Brampton or Mississauga and $28,950 in Toronto, where the City adds its own tax. Add legal fees, title insurance and adjustments. Closing cost calculator.

The full process: buying a home in Ontario, step by step.

Have a question that is not here? Ask me directly.

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Selling

How is my home’s value determined?

Through a comparative market analysis of recent sales of similar homes nearby, adjusted for size, condition, lot, location and current market conditions. Sandeep prepares this for GTA sellers at no cost and with no obligation. What’s my home worth?

How long does it take to sell a home in Brampton?

It depends on price, condition and the market. In September 2026, Brampton homes that sold took 32 days on average (TRREB Market Watch). Correctly priced homes move faster than overpriced ones, which negotiate from a weaker position the longer they sit. Brampton market report.

Do I need to renovate before selling?

Usually not extensively. Many sellers spend on the wrong improvements. Sandeep advises on which preparations are likely to return more than they cost, and which to skip. Preparing your home to sell.

Can I choose whether other buyers see the offers I receive?

Yes. Under Ontario’s rules, the content of competing offers can be shared only if you, the seller, direct your brokerage to share it. The number of written competing offers must be disclosed to every buyer who has made one.

The full process: selling your home.

Working together

What does the one-stop model include?

A real estate lawyer, a mortgage agent and a home inspector, coordinated by Sandeep, so you have one point of contact instead of four. You are always free to use your own professionals. How I work.

Do I have to sign an agreement to work with Sandeep?

To receive client services, yes. Since 1 December 2023, Ontario requires a written representation agreement between you and the brokerage, and your agent must first give you and explain RECO’s Information Guide. Every term can be discussed before you sign.

How do I get started?

Call or text 647-569-9991, email [email protected], or book a call. Offices: 2720 North Park Drive, Unit 50, Brampton, ON L6S 0E9; 9545 Mississauga Road, Unit 13, Brampton, ON L6X 0B5; 2980 Drew Road, Suite 231, Mississauga, ON L4T 0A7; and 5865 McLaughlin Road, Unit 6A, Mississauga, ON L5R 1B8. Contact.

Sources

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